Financing That Fits
Business Term Loans
Access a lump sum of capital with a defined repayment schedule — giving you predictability for major investments, expansions, or capital-intensive projects. Our term loans are structured around your business's actual performance and needs.
- Fixed repayment schedules for clear financial planning
- Suitable for equipment purchases, renovations, and expansion
- Flexible terms tailored to your revenue patterns
- Direct underwriting — no broker intermediaries
Business Lines of Credit
A revolving credit facility gives your business flexible, on-demand access to working capital. Draw what you need, when you need it, and repay as cash flow allows. Ideal for managing seasonal variation, payroll, and inventory cycles.
- Draw and repay on a revolving basis
- Pay interest only on the amount drawn
- Excellent for operational cash flow management
- Structured around your business cycle
Equipment Financing
Your equipment is the backbone of your operations. Our equipment financing solutions allow you to acquire the machinery, vehicles, and specialized tools your business depends on — without draining your working capital or disrupting cash flow.
- Finance new and used equipment across industries
- Preserve working capital for operations
- Equipment serves as collateral in most cases
- Vehicles, machinery, technology, and more
Commercial Real Estate Financing
Whether you're acquiring owner-occupied commercial property, investing in income-producing real estate, or refinancing an existing commercial mortgage, Alder Ridge provides direct CRE financing with straightforward evaluation and decisive underwriting.
- Owner-occupied and investment properties
- Acquisition and refinance financing
- Office, retail, industrial, and mixed-use properties
- Holistic underwriting beyond simple LTV ratios